Everything you ever wanted to know about buying a home
Property Owner Resource Center of Marin and Sonoma County
If you are looking to buy, sell, improve or get financial help for
homeowners, If you are looking to buy, sell, improve or get financial help
for homeowners, you are in the right place!
The Property Owner Resource Center of Marin and Sonoma County provides
education, information, and assistance for property owners, construction,
real estate investors, landlords, and professional property managers. Why
spend your precious time searching for what you need to know when you can
find all you need to run your business at any time – day or night.
Here are some helpful links.
Membership Benefits of My Site:
Helping you with Real Estate Investing needs:
Buying a Home
How to get a Loan
Selling Your Property
Helping you with Construction Management needs:
Home Improvements
How to hire a contractor
Do-It-Yourself articles
Helping you with Property Management needs:
How to Hire a Property Manager
How to Hire a Property Inspector
Recommended Schedules for preventative maintenance
Helping you locate your Professional Resources needs:
Financial Resources
Insurance Resources
Tax Resources
Section 1031 Exchange and Capital Gains
Legal Resources:
Homeowner Association Laws for California
Legal Form Downloads
Online Tutorials and Training
User Forum
Newsletter
How-to Articles
How to Subscribe to My Site.
Join Now!
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Real Estate Investing information
Buying a Home
The homebuying process can seem complicated, but if you take things
step-by-step, you will soon be holding the keys to your own home!
http://www.hud.gov/buying/
Search for HUD-approved Title 1 lenders
http://www.hud.gov/ll/code/llslcrit.html
Renting
Learn more about renting and HUD rental assistance programs.
http://www.hud.gov/renting/index.cfm
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Home Improvement Topics
Whether you want to fix a faucet or add a new addition to your home, you
need to know the facts and the pitfalls of home improvements. Here are some
sources that can help.
http://www.hud.gov/improvements/index.cfm
Home Owners Guide to Permit & Inspections
The booklet at this site provides you with the information you need to get
started in the process of obtaining permits and inspections for repair,
remodeling or adding on to your single family home.
Hiring a Contractor
Construction contractors in the State of California are required to be
licensed by the California State License Board (CSLB). The CSLB can provide
you with information about a contractor at their toll-free number: (800)
321-2752 Construction Service Centers can provide you with an informative
booklet called “What You Should Know Before You Hire A Contractor”
http://www.ladbs.org/rpt_code_pub/home_owner_guide.pdf
The Contractors State License Board protects consumers by regulating the
construction industry through policies that promote the health, safety and
general welfare of the public in matters relating to construction.
Guides and Pamphlets for Consumers
http://www.cslb.ca.gov/general-information/library/guides-and-pamphlets.asp
Do-It-Yourself Articles
Home Depot –Know How articles
http://www.homedepot.com/webapp/wcs/stores/servlet/ContentView?pn=Know_How&;l
angId=-1&storeId=10051&catalogId=10053
This Old House
http://www.thisoldhouse.com/toh
DIY Articles
http://www.doityourself.com/
Hometime
http://www.hometime.com/
Mrs. FIXIT “FIXIT Yourself” Easy Home Repair
http://www.mrsfixit.com/
Hiring Contractors
League of California Homeowners
http://www.homeowners.org/
Approved Contractors Ca offering Home Remodeling with League of California
Home Owners:
Additions
Appliance Service & Repair
Bathroom Remodeling
Decking
Earthquake Retrofit
Electrical Contractor
Energy Audit
Energy Efficient Lighting
Exterior Coatings
Flooring and Carpeting
Gas & Electric Appliance Installation
General Contractor
Heating & Air Conditioning
Home Building
Home Energy
Efficiency Improvement
Home Maintenance
Home Remodeling
Home Restoration
Hot Water Heaters
Insulation
Kitchen Remodeling
Landscaping
Lead paint testing
Manufactured Housing
Masonry & Concrete
Mold Inspection
Painting Contractor
Patio Enclosures
Patios
Pest Control
Plumbing
Pools & Spas
Roofing Contractor
Sash & Door
Siding
Solar Energy
Stairs, Railings & Finish Work
Sun Rooms
Whole House Fans
Window Coverings
Windows & Doors
STERBA, Voted #1 regional website of the S.F. North Bay.
MASSIVE DIRECTORY OF 20,000 LOCAL LINKS IN NORTHERN CALIFORNIA COUNTIES:
http://www.sterba.com/
Marin County: http://www.sterba.net/search/Marin_County/index.html
Marin County Contractors:
http://www.sterba.net/search/Marin_County/Contractors/
Sonoma County: http://www.sterba.net/search/Sonoma_County/index.html
Sonoma County Contractors:
http://www.sterba.net/search/Sonoma_County/Contractors/
Alameda Power and Telecom Electricity
Save Energy and Money
http://www.alamedapt.com/electricity/res_savings.html
Protecting Trees from Construction Damage: A Homeowner’s Guide
http://www.extension.umn.edu/distribution/housingandclothing/DK6135.html
2005 Edition of the Homeowner’s Guide to Earthquake Safety
http://www.seismic.ca.gov/pub/CSSC_2005-01_HOG.pdf
Spring Maintenance for a Worry-Free Summer
http://finance.yahoo.com/expert/article/moneyhappy/27797
Protect your home Checklist
A few fast and simple moves each month can bring peace of mind — and help
boost your home’s value.
http://money.cnn.com/2005/12/14/real_estate/homecalendar/index.htm
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Realtors
San Francisco Association of Realtors
SF Bay Window, your guide to homeownership in San Francisco, can provide you
with the answers to your questions or point you in the direction of the
source that can.
http://www.sfbaywindow.com/
How to Hire a Property Manager
Owning rental property can be an overwhelming experience for both new owners
and longtime investment veterans. Fortunately, that’s why help is available
in the form of a professional property manager.
http://www.homevestors.com/inthenews/investor_newsletter.php?id=144
Taxes
California Property Tax, Publication 29
http://www.boe.ca.gov/proptaxes/pdf/pub29.pdf
California Homeowner Assistance Program
This program allows a once-a-year payment from the State of California to
qualified individuals based on part of the property taxes assessed and paid
on their homes.
http://www.ftb.ca.gov/individuals/hra/index.shtml
Legal Information:
Center for California Homeowner Association Law
The Center for California Homeowner Association Law is a clearinghouse of
consumer education, training, and referral services for the estimated 7
million California homeowners, who now live in a common interest development
(CID) and for consumers who are considering purchasing an association home.
http://www.calhomelaw.org/
California Building Standards – housefixit_com
http://www.cabuildingstandards.com/reviews.htm
Consumer Information
HUD is on your side when it comes to protecting your rights as a consumer.
That’s why we want you to have this important information.
http://www.hud.gov/consumer/index.cfm
Legal Forms:
http://www.lectlaw.com/formb.htm
http://www.uslegalforms.com/realestate/
Financial Information:
Appraisal services for homeowners – California Residential Appraisals – For
Homeowners
http://www.calresappraisals.com/ForHomeowners
Section 1031 Exchange and Capital Gains
Section 1031 of the U.S. Internal Revenue Code allows investors to defer
capital gains taxes on the exchange of like-kind properties.
http://www.realtor.org/libweb.nsf/pages/fg408
Insurance
Tips and Advice on Insuring Your Home
C Felicia A. Williams
http://home-property-insurance.suite101.com/article.cfm/california_homeowner
s_insurance
With the added exposure of earthquake coverage, California homeowners have
to carefully consider their options when buying homeowners insurance.
If you’re a California homeowner, or renter and are looking for homeowners
insurance, the first place you should visit is the California Department of
Insurance. Their website has pretty much all of the information you need to
become an informed insurance purchaser.
On their site they offer the California homeowner a series of informative
articles that will take you through each aspect of purchasing homeowners
insurance. Your home may be the largest single investment you make, take the
time to insure it properly. The series of articles are not passive. They
will cause you to stop, think and take stock of what you have. You will have
to seriously consider what you are purchasing and why you are purchasing it.
Very appropriately, their first article in the series is about taking a home
inventory. The 38-page document takes you step by step through your home and
assists you in taking an inventory of your belongings. This is a very
important and most often overlooked step by homeowners.
California Department of Insurance
Here are a few of the articles available on the site:
Residential Insurance: Homeowners and Renters – This is a tutorial on
California homeowners and renters insurance. It gives information about what
is usually covered and what is not. It offers advice on how to set policy
limits and how to get discounts.
Residential property Claims Guide – This document takes you through the
claims process, from what to do after a loss to how to report it to your
insurance company.
There are several documents on earthquake insurance. Unfortunately
California homeowners are faced with this very real exposure. Their articles
give tips and advice on how to purchase coverage, mediation programs and
earthquake preparedness information.
Important Residential Insurance – related legislation: A user-friendly guide
to up to date information on legislation that will affect the California
homeowner or renter.
Mold & Your Homeowner’s Policy: Very applicable information for finding out
what mold is, how to prevent it from forming, what to do if you have mold in
your home, how to get rid of it and much more.
Don’t Get Burned After a Disaster: Tips on how not to be scammed after a
disaster. Unfortunately, unethical scammers tend to take advantage of people
when they are most vulnerable. The California Department of Insurance offers
tips on how to avoid being scammed.
http://www.insurance.ca.gov/
Homeowners Insurance For All California Homes – Condos – Apartments
http://www.cahomeinsurance.com/
California Association of Homeowners Associations
http://www.calassoc-hoa.com/
Conservation:
Homeowner’s Wildfire Mitigation Guide Home Page
http://groups.ucanr.org/HWMG/
Marin and Sonoma County Resource Conservation Districts
RCDs assist landowners and residents by providing technical assistance and
funding for on-the-ground projects. RCDs also offer education and outreach
through landowner workshops, watershed newsletters and school education and
service learning programs. Watershed-wide planning and local stewardship of
the land is a central theme of RCDs in addressing current conservation
issues.
http://www.sonomamarinrcds.org/
News:
Gov. Schwarzenegger Works with Lenders to Help Homeowners Avoid Foreclosure
http://gov.ca.gov/press-release/8147/